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Inner Circle Policy

Terms & Conditions and Refund Guarantee Policy for Navin Parmar’s Inner Circle Program

These Terms govern participation in the Inner Circle program operated by N P Academy. By enrolling or continuing in the program, you agree to the Terms below.

Effective Date: 30th August 2025 (superseding earlier policies since 1st January 2020)
Important: The “Money Back Guarantee” is not a no-questions-asked refund. It is conditional and performance-based, and applies only if all conditions in Clause 6 are met.

1. Introduction

1.1 These Terms & Conditions (“Terms”) govern your participation in the Inner Circle program (“Program”), owned and operated by N P Academy (“Company”, “we”, “us”, “our”).

1.2 These Terms (updated 30th Aug 2025) apply to new enrollments from that date and existing Participants enrolled on/after 1st Jan 2020 who continue to access the Program.

1.3–1.5 By enrolling/continuing, you acknowledge you have read and agreed; if you do not agree, you must not enroll or continue.

2. Purpose of the Program

2.1 The Program is designed to enhance professional and career development by teaching advanced concepts, strategies, and practical skills for workplace/career growth.

2.2 Program may include pre-recorded lessons, assignments, exercises, templates, and structured activities.

2.3 The stated outcome is to help Participants secure a salary increase in their current role OR secure employment with another company offering a higher salary than their current package.

2.4 No guarantee of employment with any particular employer or job security; guarantee is tied to Clause 6 conditions only.

3. General Eligibility Requirements

4. Scope of Access and Usage

Access is non-transferable, limited, revocable, and for personal/educational use only. You must not share logins, redistribute materials, commercially exploit, or bypass platform protections. Violations can lead to termination without refund and legal action.

5. Refund Guarantee – Overview

The Company offers a conditional “Money Back Guarantee” available only if Clause 6 requirements are fully met. This is not a trial/opt-out mechanism; it rewards genuine effort and consistent application of the Program.

6. Guarantee Conditions – Detailed Requirements

To qualify, all mandatory conditions must be satisfied:

7. Exclusions from Guarantee

The Guarantee will not apply if lessons/assignments are incomplete, proofs are insufficient/unverifiable/falsified, you miss deadlines, you already achieved the required hike/offer, you violated Terms, or you engaged in misuse/abuse/manipulation attempts.

8. Refund Claim Procedure

9. Limitation of Liability

Company is not liable for external factors (recessions, hiring freezes, restructuring/layoffs, personal circumstances). Other warranties are disclaimed except as stated. Maximum liability under the Guarantee shall not exceed the amount paid for the Program. }

10. Intellectual Property Rights

All Program content remains Company IP. Participants receive a limited, revocable, non-exclusive license for personal educational use. Unauthorized reproduction/resale/distribution/public sharing can terminate access, forfeit Guarantee rights, and lead to legal action.

11. Modifications and Termination

Company may amend/update/discontinue Program/Guarantee/Terms at its discretion. Updated Terms apply to new and existing participants; continued participation implies acceptance.

12. Governing Law & Jurisdiction

Terms governed by the laws of India. Disputes subject to exclusive jurisdiction of competent courts in Mumbai, Maharashtra, India.

13. Acknowledgment

By enrolling/continuing, you acknowledge you read and understood the Terms, understand the specific conditions required, accept that burden of proof lies on you, and you will not hold the Company liable beyond what is expressly stated.

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